"There is a mine at home", the full amount of money to buy a house type
Parents wholly purchase a house and register under the name of the child. The house is deemed to be the personal property of the child of the funder and is owned by the individual. If the house is registered under the name of both parties, the other party also has the corresponding rights.
Part of the general situation is to invest in housing type
When the parents partially pay for the house, pay the down payment or part of the loan, and do not expressly express the gift to their children, even if they are registered in the name of the sponsoring party, they should be recognized as the joint property of the husband and wife.
《婚姻法司法解释（三）》Article 7 stipulates that: After the marriage, the real property purchased by the parent to be purchased by the parent shall be deemed to be only for himself according to the provisions of Article 18(3) of the Marriage Law. The gift of one of the children shall be deemed to be the personal property of the spouse.
《婚姻法司法解释（二）》Article 22, paragraph 2 stipulates: After the marriage of the parties, if the parents contribute to the purchase of the house by both parties, the contribution shall be deemed to be a gift to both spouses, unless the parents expressly express the gift to the party.
How to divide the houses purchased by the pre-marriage loan?
The law is too long to look at the key points: the two sides repay the loan, the unilateral loan repayment is different.
"I used to make the sea difficult for water", the mortgage loan together also: A pre-marriage loan to buy a house, and after the marriage and B repayment. At the time of divorce, A has the right to contribute and increase in pre-marriage, capital contribution and value-added after marriage; B also has the right to claim post-marriage investment and appreciation.
"If the sky is old, then the mortgage is still self-sufficient: the repayment of the loan after the marriage occurs during the relationship between the husband and wife. It is generally determined that the husband and wife are repaying together, unless one party can provide evidence that the loan funds are derived from personal property.